Protection Advice

Life is unpredictable which can mean trouble for property owners who don't take out protection from life's unpleasant surprises. Illness, unemployment, disability and other factors can impact on your income and could even result in you losing your home. To avoid this ever happening to you it is best to take out the right protection - just in case! You may not think twice about insuring your car, your pet, and perhaps your home contents, however, it is surprising how many people have inadequate property protection. It's wise to plan now for the future, protect you and your family so you can relax and enjoy the present.

Any property you buy, especially your own home, is a massive investment. The importance of feeling secure and protecting your family and financial assets cannot be underestimated. There are different forms of property protection, such as Income Protection and Critical Illness Insurance and the choice of products available is constantly evolving.

Whatever your circumstances, our expert advisers will ensure you are getting the right cover at the right price for from a choice of insurers. We will work with you to make you aware of the available options, explain the benefits, and help you find protection that is tailor-made to fit you. We will also discuss the benefits of putting your policy in trust at no extra cost.

Once your initial review is completed, we will stay in touch and review your circumstances in case you need to adjust the level of cover you have. Life can change in an instant, and we want to make sure your protection changes to always keep you safe and secure,.

Our guides below set out the most common protection policies our customers choose and give you an introduction to what is available. For further advice, or to ask any protection related questions, please get in touch. Our expert advisers can answer any questions you might have, tailor products to your specific family, health and lifestyle and protect your home both now and in the future.

Protection Guides

Home Insurance

Your quick guide to understanding Home Insurance. It is important to ensure you have the right level of cover for your circumstances. Get in touch with one our Protection Advisers who will recommend the policy which is right for you.

Life Insurance

If your family rely on you and your income to cover the mortgage and living expenses then life insurance is something you will want to have in place to help provide for your family in the event of your death. There are different types of life insurance, and our advisers can help ensure you have the right cover for your circumstance.

Income Protection

If illness or injury caused you to be unable to earn an income, you will need some other way to keep paying the bills and you might want to consider income protection insurance. Have a look at our guide to understand whether Income Protection could be right for you.

Critical Illness

Critical illness insurance will pay out a tax-free, one-off payment if you get one of the specific medical conditions or injuries listed in the policy. It is important to understand the differences and benefits between this and your life insurance. Have a look at our guide, but if you have more questions please get in touch!

Hayley

I've seen first hand the impact that having the right protection can have on someone’s life which is why I’m passionate about helping customers to safeguard against the future. Insurance is designed to protect you and your family should the worst case scenario become a reality. Here at CARA Mortgage Services we are here to help find the right solution and give you peace of mind that you and your loved ones are protected no matter what life throws your way.

Hayley Cassells, Protection Adviser