Re-mortgaging
Remortgaging lets you switch your current mortgage to a new deal—either with your existing lender or a new one. Whether you're looking to lower your monthly payments, secure a better interest rate, or release equity from your home, we’re here to help.
At CARA Mortgage Services, we make the remortgage process easy. Our expert advisers will review your situation, search over 12,000 mortgage products from 90+ UK lenders, and guide you through every step.
Why Remortgage?
- Your fixed-rate deal is ending
- You want to avoid your lender’s higher standard variable rate (SVR)
- Interest rates are rising and you want to lock in a better rate
- You want to reduce monthly payments or pay off your mortgage faster
- You're switching from interest-only to a repayment mortgage
- You want to release equity for home improvements or to consolidate debt
Even if your current deal hasn’t ended, remortgaging could still save you money—especially if your property has increased in value or your financial circumstances have changed.
Speak to a Local Mortgage Adviser
At CARA Mortgage Services, we’re here to take the stress out of remortgaging. Our team will help you find the right deal for your needs and support you through the full application process.
Ready to get started? Contact us today to explore your remortgage options and see how much you could save.
Mortgage Calculator
With our simple online calculator you can find out how much you can borow, re-pay and how much stamp duty you will pay.
Understanding your Re-mortgage Options
Mortgage Types
There are plenty of different types of mortgage deals to choose from, and your adviser will work with you to recommend the right one for your circumstances. Our guide is here to explain what each type means, and their advantages to help you decide which is right for you.
Five Reasons to Remortgage
Helping you understand why re-mortgaging might be right for you.
"With over 90 lenders to choose from, we can always hunt down the right deals for our clients but re-mortgaging is often about more than simply switching an interest rate. At CARA Mortgage Services we take everything into consideration. Perhaps you want to change the term of your mortgage and be mortgage free sooner or borrow some more money to build an extension? Whatever you want to achieve with your home and your mortgage we are here to talk you through all your options and save you money over the life of your mortgage. Give us a call and together we'll make it happen."