Who are CARA

CARA Mortgage Services is one of the United Kingdom’s leading mortgage and protection brokers. We were officially voted Best Broker in Scotland in 2019 and 2021, so you know you are in safe hands.

We provide all the support and guidance that you need on the path to becoming a homeowner, at every stage in the process. At CARA Mortgage Services we have access to more than 12,000 products offered by over 90 lenders, so whether you are a first-time buyer, interested in remortgaging, or pursuing a buy-to-let, we will find the right deal to suit your circumstances and needs.

We are known for our exceptional 5* customer service and for helping clients reach their homeownership goals. Our experienced team will work for you to find the most suitable mortgage on the market based on your circumstances. Well established we've been in business since 2014. Previously known as Carrington Mortgage UK we changed our name to CARA Mortgage Services after a management buy out in 2019. Our service also includes a full review of your protection requirements to ensure that no matter what happens you and your family are always protected. CARA also partners with businesses that can share financial advice on pensions, investments or any solution to your finance needs, ensuring coverage for years to come.

Lastly, as the mortgage world continues to shift, we, at CARA Mortgage Services, continue working to keep you up-to-date with the developments that most benefit you as homeowners. Get in touch and tell us your homeownership goals, we are looking forward to working with you!

SMA Winners 2021

Because we play by the book we want to tell you that...

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.