Who are CARA

At CARA Mortgage Services, we believe finding your perfect mortgage should feel simple, supportive, and stress-free. As one of the UK’s leading mortgage and protection brokers — and proud winners of Best Broker in Scotland in both 2019, 2021 and 2024 — you can trust that you’re in safe hands. 

Since 2014, our friendly, experienced team has helped thousands of clients across the UK achieve their homeownership dreams. With access to over 12,000 mortgage products from more than 90 lenders, we work hard to find the right deal that truly fits your circumstances — whether you’re a first-time buyer, remortgaging, or expanding your property portfolio. 

We’re known for being approachable and reliable, taking the time to understand what matters most to you. Our commitment to going the extra mile means we’ll guide you every step of the way, explaining your options clearly and making the process as smooth as possible. 

Beyond mortgages, we also provide expert advice on protection solutions to safeguard you and your family, and we partner with trusted professionals who can assist with pensions, investments, and wider financial planning — ensuring your future is secure. 

At CARA, we combine innovation with a genuinely fun and friendly approach to create a service you’ll actually enjoy. The mortgage market may change, but our goal never does: to help you feel confident, informed, and excited about the journey ahead. 

Tell us about your homeownership goals — we can’t wait to help you reach them.