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Does Protection Pay?

Following a recent survey of 5000 UK adults it turns out that most people think that protection pays out at claim less than 50% of the time! The reality is totally different to this. Al...

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Piggy banks

95% Mortgages Are Back

A new government-backed mortgage scheme to help people with 5% deposits get on to the housing ladder is available to lenders from today (19 April 2021). First announced at the Budget, the sc...

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Getting mortgage ready during lockdown

The beginning of a New Year has seen tough lockdown restrictions put in place across the UK. However, despite stricter Coronavirus measures being introduced, the housing market remains open for bus...

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News4

How does maternity leave affect remortgaging?

As a mortgage is directly linked to how much money you earn, your lender has to take into consideration things like maternity leave, when carrying out affordability checks on you. When you’re on ma...

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New2

Why has my mortgage application been declined?

Having a mortgage application declined can be very frustrating to say the least as it can slow down the process of buying your house. If this has happened to you, you’ll no doubt want to understand...

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News3

Considering a Self-Build?

Is it your ultimate dream to one day design and live in a home that you’ve created yourself? But perhaps the thought of going into the unknown is putting you off making it happen? In this article, ...

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Because we play by the book we want to tell you that...

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.